:root{--olive:#26352d;--olive2:#35483c;--cream:#f3efe6;--paper:#fbfaf6;--gold:#b89559;--ink:#20241f;--muted:#626861;--line:#d8d2c6;--serif:Georgia,"Times New Roman",serif;--sans:"Avenir Next",Avenir,"Segoe UI",sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 var(--sans);-webkit-font-smoothing:antialiased}img{display:block;max-width:100%}a{color:inherit}button,input,select,textarea{font:inherit}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.08}h1{font-size:clamp(3rem,6.7vw,5.8rem);letter-spacing:-.045em;margin-bottom:28px}h2{font-size:clamp(2.15rem,4vw,3.8rem);letter-spacing:-.035em;margin-bottom:22px}h3{font-size:1.42rem}.shell{width:min(1180px,calc(100% - 48px));margin:auto}.section{padding:108px 0}.cream{background:var(--cream)}.skip{position:fixed;z-index:200;left:15px;top:10px;background:white;padding:9px 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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.loans a{transition:none}}
.thanks{padding:110px 0 80px;background:var(--cream)}.narrow{max-width:850px}.thanks h1{font-size:clamp(3rem,7vw,5.5rem)}.reminder{margin-top:35px;border-left:3px solid var(--gold);padding:18px 22px;background:white}.reminder p{margin:0}.lightProcess{color:var(--ink);border-color:var(--line)}.lightProcess article,.lightProcess article:first-child{border-color:var(--line)}.lightProcess h3{color:var(--ink)}.lightProcess p{color:var(--muted)}.thanksActions{align-items:center;margin-top:36px}
.stepsStrip{padding:120px 0 74px;background:var(--olive);color:#dce3dd}.stepsStrip h2,.stepsStrip h3,.whatFund h2{color:white}.stepsAction{display:flex;align-items:center;gap:24px;margin-top:30px}.stepsAction>a:last-child{font-size:.86rem}.trust{background:var(--paper)}.trust p:not(.eyebrow){font-size:1.08rem}.badges{font-size:.78rem!important;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#755e34}.badges span{margin:0 10px}.whatFund{padding:84px 0;background:var(--olive2);color:#dce3dd}.whatFund p{font-size:1.02rem}.reasonGrid{display:grid;grid-template-columns:repeat(6,1fr);gap:18px}.reasonGrid article{grid-column:span 2;padding:30px;border:1px solid var(--line);background:white}.reasonGrid article:nth-child(4){grid-column:2/span 2}.reasonGrid b{font:400 2.5rem var(--serif);color:var(--gold)}.reasonGrid h3{margin:25px 0 12px}.reasonGrid p{font-size:.9rem;color:var(--muted)}.compactFee{padding:72px 0;background:#e6dfd1;border-top:1px solid #d0c4ae;border-bottom:1px solid #d0c4ae}.compactFee h2{font-size:clamp(2rem,3.4vw,3.2rem)}.exit{background:var(--paper)}.exitList{border-top:1px solid var(--line);margin:26px 0}.exitList article{padding:20px 0;border-bottom:1px solid var(--line)}.exitList h3{font-size:1.25rem;margin-bottom:8px}.exitList p{margin:0;color:var(--muted)}
@media(max-width:1000px){.reasonGrid{grid-template-columns:1fr 1fr}.reasonGrid article,.reasonGrid article:nth-child(4){grid-column:auto}.stepsAction{align-items:flex-start;flex-direction:column}}
@media(max-width:650px){.stepsStrip{padding:100px 0 65px}.reasonGrid{grid-template-columns:1fr}.whatFund{padding:70px 0}.compactFee{padding:58px 0}.stepsAction{gap:14px}}
.terms h2{font-size:2rem;margin:48px 0 14px}.terms ul{padding-left:22px}.terms li{margin-bottom:12px}
.innerHero{padding:100px 0 82px;background:var(--cream);border-bottom:1px solid var(--line)}.innerHero h1{font-size:clamp(3rem,7vw,5.5rem)}.innerHero .lead{max-width:760px}.contentCards{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:30px}.contentCards article{padding:28px;border:1px solid var(--line);background:white}.contentCards article:nth-child(3n){background:var(--cream)}.contentCards h3{margin-bottom:10px}.contentCards p{margin-bottom:0}.checkList{list-style:none;padding:0;margin:24px 0}.checkList li{position:relative;padding:12px 0 12px 28px;border-bottom:1px solid var(--line)}.checkList li:before{content:"✓";position:absolute;left:0;color:#756039;font-weight:700}.businessNote{padding:34px 0;background:#e7dfd0;border-top:1px solid #d3c7b2}.businessNote p{margin:0;font-weight:700}.simpleForm{display:block;margin-top:32px;padding:34px;background:white;border:1px solid var(--line);box-shadow:none}.simpleForm .check{margin:18px 0}.calcLayout{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:start}.calcInputs{display:grid;gap:20px}.calcInputs label{font-size:.9rem}.calcInputs input{font-size:1.15rem;padding:15px}.calcResults{padding:38px;background:var(--olive);color:#dce3dd}.calcResults h2{color:white;font-size:3.5rem}.calcResults dl{margin:25px 0}.calcResults dl div{display:flex;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid #526459}.calcResults dd{margin:0;color:white;font-weight:700}.calcResults p:last-child{font-size:.82rem}.terms .placeholder{margin:22px 0}
@media(max-width:800px){.contentCards,.calcLayout{grid-template-columns:1fr}.innerHero{padding:75px 0 60px}.simpleForm{padding:24px 20px}}
.scenarioEmbed{margin-top:30px}.scenarioEmbed form{border:1px solid var(--line)}
.coreGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#596b5f;border:1px solid #596b5f;margin:36px 0}.coreGrid a{display:block;padding:28px;background:var(--olive);text-decoration:none}.coreGrid h3{color:white}.coreGrid p{color:#cbd4cd;margin:0;font-size:.9rem}.coreGrid a:hover{background:var(--olive2)}
@media(max-width:900px){.coreGrid{grid-template-columns:1fr 1fr}}@media(max-width:550px){.coreGrid{grid-template-columns:1fr}}

/* Rebuilt editorial layer */
body:before{content:"";position:fixed;inset:0;z-index:150;pointer-events:none;opacity:.035;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 180 180' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.9'/%3E%3C/svg%3E")}
header{box-shadow:0 1px 0 rgba(38,53,45,.05)}
.nav nav a{position:relative;padding:30px 0}.nav nav a:after{content:"";position:absolute;left:0;right:100%;bottom:21px;height:1px;background:var(--gold);transition:right .25s ease}.nav nav a:hover:after,.nav nav a[aria-current="page"]:after{right:0}
.btn{position:relative;overflow:hidden;box-shadow:0 8px 24px rgba(38,53,45,.12)}.btn:active{transform:translateY(0) scale(.985)}
.hero{background:linear-gradient(115deg,#f3efe6 0 62%,#e7dfd1 62%)}.heroGrid>div:first-child{position:relative;z-index:2}.heroGrid>div:first-child:before{content:"PRIVATE CAPITAL / SYDNEY";position:absolute;left:-64px;top:45%;font-size:.58rem;letter-spacing:.28em;color:#816b43;transform:rotate(-90deg) translateX(-50%);transform-origin:left top}.visual{box-shadow:0 24px 70px rgba(25,35,29,.12)}.visual:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 60%,rgba(24,34,28,.18));pointer-events:none}.stamp{z-index:2}
.sectionHead h2,.innerHero h1{max-width:14ch}.innerHero{position:relative;overflow:hidden;background:linear-gradient(125deg,var(--cream) 0 73%,#e5dccb 73%)}.innerHero:after{content:"OA";position:absolute;right:-.08em;bottom:-.36em;font:400 clamp(12rem,28vw,30rem)/1 var(--serif);color:rgba(38,53,45,.035);pointer-events:none}
.loans a,.cases article,.contentCards article,.reasonGrid article{transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}.loans a:hover,.cases article:hover,.contentCards article:hover,.reasonGrid article:hover{transform:translateY(-5px);border-color:#baa77f;box-shadow:0 18px 40px rgba(31,40,33,.08)}
.coreGrid a{position:relative;overflow:hidden;transition:background .2s ease}.coreGrid a:after{content:"↗";position:absolute;right:22px;top:19px;color:var(--gold);opacity:0;transform:translate(-6px,6px);transition:.2s}.coreGrid a:hover:after{opacity:1;transform:none}
input,select,textarea{border-radius:0;transition:border-color .2s,box-shadow .2s}input:hover,select:hover,textarea:hover{border-color:#aa9a7c}input:focus,select:focus,textarea:focus{outline:0;border-color:var(--gold);box-shadow:0 0 0 3px rgba(184,149,89,.18)}
.reveal{opacity:0;transform:translateY(22px);transition:opacity .65s ease,transform .65s cubic-bezier(.2,.7,.2,1)}.reveal.is-visible{opacity:1;transform:none}
@media(max-width:1000px){.nav nav a{padding:5px 0}.nav nav a:after{bottom:0}.hero{background:var(--cream)}.heroGrid>div:first-child:before{display:none}}
@media(max-width:650px){.innerHero{background:var(--cream)}.hero h1{max-width:11ch}.visual{box-shadow:none}.menu{min-width:48px;min-height:48px;font-weight:700;color:var(--olive)}.nav nav.open{box-shadow:0 18px 35px rgba(25,35,29,.12)}}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}